Avoid filing bankruptcy, eliminate creditor harassment,
lower dept payments up to 50%, and simplify your life
with a single monthly payment.
For a free consultation from a Credit Counselor, please fill out the short form below and you will be contacted ASAP! All fields required except Student Loan, Tax Debt & Situation. Please do not include mortgage or auto loan debt.
Help avoid filing bankruptcy
Eliminate creditor harassment
Lower debt payments up to 50%
Provide one monthly payment
Once you've found yourself in debt it may feel like a downward spiral from which you don't know how you'll ever regain your footing. It's hard enough to find simple answers and may seem impossible when the collection agencies constantly call your house and threaten the security of you and your family. Ultimately your decision to choose a debt consolidation loan or credit counseling program to consolidate debts, should be based on your own personal financial situation.
President Bush says he will sign the bankruptcy reform bill that will require credit counseling before individuals can file for personal bankruptcy-
Congress moves to make credit counseling mandatory before filing bankruptcy-
4/15/05 Bankruptcy Reform Bill Passes House- President ready to sign- new laws in effect-
1/3/06 Credit card companies raise monthly minimum payments, consumers squeezed-
9/10/07 Sub-prime loan mess and upward adjusting mortgages rates puts more pressure on consumers-
9/18/07 Federal Reserve moves to ease current credit crunch and reduces key rates a half percent-